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Objective
- To ease the financial burdens of micro and small enterprises that have already availed loans from banks or other government organizations.
Key Benefits
- For CGTMSE loans, a 5% interest subsidy is provided for up to 5 years, max INR 20 lakh.
- For technology upgradation loans, a 5% interest subsidy is provided for up to 5 years, max INR 25 lakh.
Eligibility Criteria
- Existing micro and small enterprises with loans for technology upgradation/modernization schemes.
- Micro and small enterprises with term loans under CGTMSE.
- Enterprises with substantial expansion/diversification under CGTMSE.
- Enterprises upgrading plant and machinery with state-of-the-art technology, with or without expansion.
- Application filing is allowed on a quarterly basis after each quarter.
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